Insurance Program

Dental & Vision Insurance Program (FEDVIP)

This program offers three rate options, Self, Self + 1, and Self & Family. This rate structure was expanded to the FEHB program in 2016 adding Self + 1 and will benefit empty nesters who previously had to pay high Family option premiums to cover the employee and a spouse. The monthly FEDVIP costs seem reasonable while a Federal Employee, but you can get alternative quotes as you retire here.

Federal Employees Dental and Vision Insurance Program

2017 Federal Employees and Annuitants
Vision Program
Dental Program
Dental Rating Area Chart
Look over your options closely and compare plans.

You must use BENEFEDS to enroll or change enrollment in a FEDVIP plan. BENEFEDS is a secure enrollment website ( sponsored by OPM. If you do not have access to a computer, call 1-877-888-FEDS (1-877-888-3337), TTY number 1-877-889-5680 to enroll or change your enrollment.

Plan Overviews
Dental Plan
Vision Care
Dental plans provide a comprehensive range of services, including but not limited to the following:

Class A (Basic) services, which include oral examinations, prophylaxis, diagnostic evaluations, sealants and x-rays.
Class B (Intermediate) services, which include restorative procedures such as fillings, prefabricated stainless steel crowns, periodontal scaling, tooth extractions, and denture adjustments.
Class C (Major) services, which include endodontic services such as root canals, periodontal services such as gingivectomy, major restorative services such as crowns, oral surgery, bridges and prosthodontic services such as complete dentures.
Class D (Orthodontic) services.

The program allows employees to use pre-tax dollars to pay for their vision and dental premiums. However, as specified by law, there is no federal government contribution.
Dental rates for those living in the United States are determined based on where you live. This is called a rating area. To find your bi-weekly or monthly Dental premium, you must first find your rating area on the charts at the OPM web site. You can view 2015 dental rates for all areas online. The OPM site offers complete information on programs, prices and carriers.

Vision Rates are not based on where you live and the chart that follows is excerpted from the OPM web site.

If you would like a quote from Humana Dental and Vision plan, please see the plan and rates here.

Dental and Vision

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